Toni (not her real name) contacted Debt Control as she needed a debt consolidation loan to get all her debts into one affordable monthly repayment.

Toni applied to a number of Lenders for a debt consolidation loan but was refused because of defaults on her credit report.  Toni and her partner had $42,500 in credit and store card debt which were all in Toni’s name because her partner had a bad credit rating.

The relationship ended, her ex partner disappeared and she was left to make all the repayments on one income.

She found herself using credit for every day purchases and cash advances to make repayments on her other credit cards and very soon she had credit cards over the limit and was 3 and 4 months behind with repayments on some cards.

Then the collection agencies started calling and Toni was pressured into repayment arrangements that she could not possible afford on her income and had come to a point where she thought bankruptcy was her only option.

Toni was referred to Debt Control by a friend and we were able to help her consolidate her debts into one affordable repayment of $150 per week.  Toni was then able to repay her debts, avoid bankruptcy and actually save some money so she could buy a new car when her debt consolidation is paid off.