Kylie and Steve from Sydney (not their real names) were falling further behind with repayments every month and were afraid to answer their phone in case it was a creditor calling for overdue payments.

They had applied for a consolidation loan as they felt one payment a month would be easier to manage than multiple payments on different dates each month but were refused by their bank and credit union.

They had fallen behind with repayments on their credit cards and personal loan when Kylie was out of work for three months. They had credit card and personal loan debts of over $31,000 which had all been sent to a collection agency who were now demanding immediate payment of the full amount.

They were getting desperate when a friend told them about Debt Control’s debt consolidation services.  Kylie contacted Debt Control and one of our friendly debt consolidation specialists discussed their situation with them and outlined their options, then the Debt Control consultant handled the whole process from start to finish and were able to help them consolidate their debts into one affordable weekly payment of $150.